Guides
Everything you need, in plain English.
The financial decisions you face after moving to the Netherlands, decoded without jargon, ads, or affiliate sludge.
Getting started
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Moving to the Netherlands: 30-day checklist
BSN, DigiD, banking, health insurance. The order of operations for your first month.
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How to get a BSN
Step-by-step on the appointment, documents, and what to do without a permanent address.
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Dutch payslip explained
Every line on your loonstrook decoded: gross, holiday allowance, loonheffing, and the 30% ruling.
Tax
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What changed in Dutch tax for 2026 vs 2025
Bracket-by-bracket comparison of every Dutch tax change for 2026: brackets, credits, 30% ruling, Box 3, NHG.
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What's changing in Dutch tax for 2027
30% ruling drops to 27%, eigen risico falls to €165, partial non-resident election ends, and Box 3 actual-return regime in 2028.
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30% ruling application: documents and timeline
How to file the application, the four-month deadline, and the mistakes that get applications rejected.
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Filing a Dutch tax return as an expat
P-form vs M-form, what to gather, deadlines, and refunds expats commonly miss.